FabR
[Senior Patek Moderator]
26166
That's right, though I don't have a Fidelity card (I occasionally open and close their Cash Management account but never got a bonus offer yet...). The best flat cash back card for me, if we don't consider some of the geofenced, is probably SoFi...
All free (including no FTFs which is always my first requirement! ;-)) and now it's also become a real bank, with some excellent savings and checking accounts at 1.25%.... Hope it's sustainable, but they are backed by some great investors so it might be! ;-)
Of course Penfed or others are also good and you can easily get a 2% out of them (but you might need to keep a checking account open or satisfy other simple requirements). Another one to seriously consider is actually the Discover miles, which has nothing to do with miles and is essentially a 3% back for the whole first year (though not many people notice it! ;-) Not good with foreign conversions though as I learnt last summer, despite Discover advertises all of their cards as no FTF!
I told you I've been studying credit cards and started a fun new collection! ;-)))
Patek's newest Grand Complication --- Reference 5470P --- is LIVE!
Dear Friends, it's with great pleasure that today we can announce the latest, remarkable Grand Complication created by Patek Philippe --- Ref. 5470P in Platinum, as part of the regular catalog! You can soon find all the information on this new marvel also...
Great review, many thanks,
Not really a successor to the 5370 since it’s not a Rattrapante, more another complication option.
Today i'd be running to FPJ to reserve theirs. The best finishing work in the industry imho.
Alas, I missed out on the just-released Czapek split-second, that is a truly amazing timepiece!
If I may say it is more of avant garde complement to 5370 pure rattrapante
Though Blue is Beautiful and contemporary. Personally Black and White or Salmon 😍would be my preference. For Professor I would modify the blue into something eclectic yet definable , perhaps panda style of Amalfi - Turqoise?
It will go well for people who wear Kiton clothing.
Kiton clothing often has red accents. This watch has so many red accents!
My favorite pants...
Wool flannel pants! If you haven't discovered them yet, they're lovely. But you've probably been aware of them much longer than I have been! Mine are in a five pocket layout and I sleep in them on the airplane!
Love Isaia as well!
I actually own the same shirt you posted @fabr. The one on the left. Their sport coats in particular I love!
The life of a Patek Philippe Moderator...
It's champagne, champagne, and very fine shirts!
Wow! That does make sense logically!
Now I'm the type after a dinner drink, I take a nap in the middle of after-dinner-movie time. And I wake up in the middle and ask anybody around me, "what happened while I was asleep." It's gotten my friends so annoyed that now they tell me to drink only ...
Nice to my skin, but not nice to my wallet...
Gotta balance things out sometimes! But I have to stop buying pants really. I've got eight or so Kiton pants, some of which I haven't worn in two years! Another two Pescarolo pants that I've never worn ever. And probably a few more underutilized pants!
Pretty good deals since covid...
I got too fat during covid, but I noticed a lot of very good deals on Kiton, Isaia, Attolini, etc... ever since COVID kicked off.
I can't gain too much weight!
Yes! Lots of good clothing deals! If I gain too much weight, I won't ever fit into those pants that I've never even worn once! The trainer beat me into submission today. But core exercises doesn't really reduce weight... Gotta exercise more and eat less! ...
Next time you go to the store...
The next time you go to the store, pay attention to the buttonholes. You'll see they're individually made and hand stitched. Each buttonhole takes around 4-5 minutes for a professional to complete! The ISAIA shirts really are quite special!
Whoa, who makes the shoes? Bontoni?
I've always been a John Lobb guy myself. But I have to admit, the Italians have a bit more flamboyance!
The aubergine pants are incredible as well...
I like pinstripes. Pinstripes just work on me. And I see you use the "Berluti" knot.
a dream piece
... perfection... but not for my thin wallet unfortunately... but this is one of the best things I have seen from PP in a long time! Well done!
i have absolutely no doubts there will be more coming this year....
very exciting indeed!
My wallet is a bit too thin too!
Although honestly, if you have a high limit credit card, that's probably all you need.
Ahh! We can have a lot to talk about, like what are the best cards!
And yes, I always pay my credit card in full. But I tell people to get mortgages and auto loans since the rates are low and the economic inflation is high, so they're likely going to repay with inflated money later.
Ahh!
My fanciest credit card was made out of solid metal. It weighed 28 grams! Made a big clang if you dropped it on the floor. Unfortunately, the card recently expired and they mailed me a plastic replacement! That's not very fun!
Just read it. So 2% to 3% cash back, but only when redeemed at certain partners.
It's interesting. 4% as a referral bonus. Hmm. Interesting!
Yep, but the thing I like the most is the large credit limit (they claim to look at income much more than credit scores, and they'll make you a precise offer with a soft pull only, which is great ;-)
The issue with the partners is you'll have to pay off the *entire* charge with points, and so you might have trust to leave many points in there ;-) But redeemed as cash back is 0.7%, which makes it effectively a 2.1% cash back card if you charge on it $1...
Fidelity is already 2% and no minimum spend required.
This card is cool, but kind of complex.
That's right, though I don't have a Fidelity card (I occasionally open and close their Cash Management account but never got a bonus offer yet...). The best flat cash back card for me, if we don't consider some of the geofenced, is probably SoFi...
All free (including no FTFs which is always my first requirement! ;-)) and now it's also become a real bank, with some excellent savings and checking accounts at 1.25%.... Hope it's sustainable, but they are backed by some great investors so it might be! ...
I don't want to divulge too much on here, but this is a credit card that I would need...
Introducing the WatchProSite Luxury Big Spender credit card. 5 points rewards at watch and jewelry retailers including Airport Duty Free purchases. A stainless steel Daytona allocation once you spend X amount in a calendar year (resets every calendar year...
You won’t believe it but this week (maybe today!) I’m also expecting their OTHER credit card in the mail!! (I thought it was only one hard pull but it was two, apparently from two different departments at GS! Ha! ;-)
So with Apple, GM and then WPS I’d be at 3 out of 3 with Goldman Sachs….a dream for any real collector!😂😂😉
Gee! That's a lot of credit cards in a short period of time!
The credit bureau is probably wondering what's going on! You're going to be on their "naughty boy list" soon!
Ahh, yeah, but if you buy something online, do you get 1% or 2%?
I suppose you get 2% if the online merchant takes Apple Pay?
I wouldn't think you can use Apple Pay online, the way it's meant to be is in person by tapping on your phone... Apple card will in fact give you an actual card number to use otherwise.
I can see they say this explicitly in the app, "Use this card number online, over the phone, and anywhere Apple Pay is not available"....so it looks like it's always a 1% online ;-)
Load More Comments >>